Mike Savoie Chevrolet

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Mike Savoie Chevrolet Financing Options

Financing Vs. Paying Cash

Thinking About Paying Cash?

Keep Your Cash. Drive It Home.

Paying cash isn't your only option. Financing through Mike Savoie Chevrolet in Troy, MI, keeps your savings in your account where it belongs, ready if life throws you something unexpected at you, while on-time payments help build your credit, optional protection can be rolled right into your payment, and the purchase breaks down into one predictable monthly amount you can plan around.

6 Reasons to Consider Financing

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Keep Your Savings

Your cash stays ready for unexpected life emergencies.

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Build Your Credit

On-time auto payments can help strengthen your credit history.

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Protect Your Vehicle

Add optional coverage like GAP or a service contract to your payment.

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Easy to Budget

One fixed monthly payment you can plan around.

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Pay It Off Early

Many of our lenders allow early payoff with no penalty. Check your contract for applicable terms.

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We Shop the Rate

Our lender network may beat your bank or credit union.

See It Side By Side

Not sure which way to go? Ask us to run it both ways. In just a few minutes, a sales consultant at Mike Savoie Chevrolet will show you a monthly payment right next to your cash price for the same vehicle, both numbers in front of you. You will see exactly what each option looks like before you decide.

No obligation and no pressure. Just ask us!

Contact Us Call Sales: (248) 643-6600

Our Lending Partners Include

We work with a network of lending partners to help explore financing options that fit your needs.

Huntington
GM Financial
Ally Financial
Capital One
OUR Credit Union
MSU Federal Credit Union
Genisys Credit Union
Michigan Schools and Government Credit Union
Credit Union ONE

Frequently Asked Questions

It depends on your financial goals and circumstances. Financing can help you keep cash available for emergencies and other expenses, while paying cash avoids borrowing costs. Our finance team can help you compare both options before making your decision.

Making on-time payments on an auto loan may help establish or strengthen your credit history, provided the lender reports your payment activity to the credit bureaus. Payment history and other credit factors influence your credit profile.

Early payoff options depend on your loan agreement and lender. Our finance team can help you review the applicable terms before you finalize your financing.

Depending on vehicle eligibility and available products, optional protection may include GAP coverage and vehicle service contracts. Ask our finance team about available coverage, costs, exclusions and terms.

Absolutely! Ask a sales consultant at Mike Savoie Chevrolet to show you both options for the same vehicle. You can review the cash price and available financing terms side by side before deciding how you would like to purchase.

No. You can explore financing through your bank or credit union as well. Our finance team can also present available lender options so you can compare the terms and choose what works best for you.

Shopping for a new/used Chevrolet and weighing cash against financing? Our finance team helps drivers across Troy, Rochester Hills, Birmingham, Royal Oak, Sterling Heights, and metro Detroit compare both options side by side in person at the store or before you visit.